About Us

Local Rep: Margaret Santiago
Our mission is to help families earn more income, become properly protected, debt free, and financially independent.
In 1977, we were founded on a simple idea: Just do what's right. That concept remains at the heart of everything we do for Main Street families every day.

Through our HOW MONEY WORKS materials, we teach people the basics of personal finance because we believe a solid foundation is the key to making healthy money choices. We pioneered the ''Buy Term and Invest the Difference'' philosophy - a crusade which revolutionized the life insurance industry and the investment business. And from the beginning, we have only offered term life insurance as part of our commitment to only market products that are right for the consumer, a philosophy we still apply to our solutions today.
HOW MONEY WORKS
When it comes to finances, how much do you know? If you're like most people, you probably know little about personal finance. Perhaps you think long-term security is impossible on your income. But, the truth is, no matter what your income level, you can achieve financial security. You just have to take the time to learn a few simple principles.
Let us know how we can help.